FOYER GLOBAL HEALTH EXCLUSIVE
Global Expat Health Insurance
Enjoy premium health insurance cover wherever you are
Exclusive is our plan dedicated to people who are looking for best in class cover.
Exclusive provides you with first class health insurance. Our Exclusive plan is designed for people who want the best possible healthcare international plan.
Moving your life abroad requires real international health insurance, travel insurance is not sufficient.
EXCLUSIVE health coverage : the plan in detail
EXCLUSIVE health coverage : the plan in detail
- Impatient treatment
- Outpatient
treatment - Basic dental
services - Major dental
services - Medical Assistance
- Additional
assistance (optional)
Impatient treatment
| Special | Exclusive | |
|---|---|---|
| Accommodation in a private or semi-private room |  |
|
| Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) | |
|
| Hospital charges, including operating theatres, intensive care wards and laboratories | |
|
| Surgery and anaesthetics | |
|
| Outpatient surgery instead of inpatient treatment | |
|
| Drugs and dressings | |
|
| Physiotherapy, including massages | |
|
| Therapies, including ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy | |
|
| Therapeutic aids and appliances | |
If needed as a lifesaving measure, Such as cardiac Pacemakers Up to €2,000 for therapeutic aids and appliances, such as artificial limbs and prostheses
|
| Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital |
Up to €5,000 Waiting period of 10 months
|
Up to €5,000 Waiting period of 10 months
|
| Complications of pregnancy and childbirth |
Waiting period of 10 months
|
Waiting period of 10 months
|
| Newborn care | |
|
| Congenital conditions |
Up to a maximum of €150,000 per lifetime
|
Up to a maximum of €200,000 per lifetime
|
| Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer | |
|
| Bone marrow and organ transplants (costs for donor and receiver) |
Up to a maximum of €200,000 per lifetime
|
|
| Psychiatric treatment |
after written pre-approval/waiting period of 10 months
|
after written pre-approval/waiting period of 10 months
|
| Inpatient psychotherapy |
after written pre-approval/waiting period of 10 months
|
after written pre-approval/waiting period of 10 months
|
| Nursing care at home and domestic help, instead of a hospital stay |
Up to 60 days after written pre-approval
|
Up to 90 days after written pre-approval
|
| Substitute hospital cash plan benefit, for treatments not claimed with us. |
€150 per day
|
€200 per day
|
| Inpatient follow-up rehabilitation |
Up to 28 days after written pre-approval
|
Up to 35 days after written pre-approval
|
| Hospice |
up to 7 weeks
|
up to 9 weeks
|
| Day care | |
|
| Transport to the nearest suitable hospital for initial treatment following an accident or an emergency | |
|
Outpatient
treatment
treatment
| Special | Exclusive | |
|---|---|---|
| Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) | |
|
| Chemotherapy, oncological drugs and treatment | |
|
| Health Checks |
up to €250
|
up to €500
|
| Maternity care and childbirth, services of a midwife or obstetric nurse |
Up to €5,000 EUR Waiting period of 10 months
|
Up to €20,000 EUR Waiting period of 10 months
|
| Complications of pregnancy and childbirth |
Waiting period of 10 months
|
Waiting period of 10 months
|
| Congenital conditions |
Up to a maximum of €150,000 per lifetime
|
Up to a maximum of €200,000 per lifetime
|
| Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings |
up to €2,500
|
up to €5,000
|
| Speech therapy |
after written pre-approval
|
after written pre-approval
|
| Psychiatric treatment |
Up to €5,000 after written pre-approval/ Waiting period of 10 months
|
after written pre-approval/ Waiting period of 10 months
|
| Outpatient psychotherapy |
after written pre-approval
|
after written pre-approval
|
| Drugs and dressings | |
|
| Over-the-counter drugs |
up to €75
|
up to €100
|
| Physiotherapy, including massages |
Up to 20 sessions
|
|
| Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy |
Up to 10 sessions
|
|
| Therapeutic aids and appliances |
up to €1,000
|
|
| Vaccinations and immunization |
up to €250
|
|
| Vision aids, including an eye test |
up to €150
|
up to €250
|
| Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency | |
|
| Infertility treatment |
50% Up to €7,500 for each insured couple, per lifetime Waiting period of 24 months
|
50% Up to €15,000 for each insured couple, per lifetime Waiting period of 24 months
|
Basic dental
services
services
| Special | Exclusive | |
|---|---|---|
| Two preventive check-ups per insurance year | |
|
| X-rays | |
|
| Scale-and-polish cleaning | |
|
| Treating oral mucosa and gingiva | |
|
| Simple fillings | |
|
| Surgery, extractions, root-canal treatment | |
|
| Night guard | |
|
| Accidental dental treatment | |
|
Major dental
services
services
| Special | Exclusive | |
|---|---|---|
| Major dental services |
Reimbursement for the following benefits up to €2,000 Waiting period of 10 months
|
Reimbursement for the following benefits up to €5,000 Waiting period of 10 months
|
| Dentures (for example, prostheses, bridges and crowns, inlays) | |
|
| Implants |
Up to four implants per jaw and the dentures to be secured to these implants
|
Up to four implants per jaw and the dentures to be secured to these implants
|
| Orthodontic treatment | |
|
| Dental laboratory work and materials | |
|
| Treatment plan | |
|
| Accidental dental treatment | |
|
Medical Assistance
| Special | Exclusive | |
|---|---|---|
| 24-hour phone and email service with experienced counsellors, doctors and specialists | |
|
| Evacuation and Repatriation | |
|
| Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages) | |
|
| Support and information (by our medical service, second opinion, monitoring the course of the illness) | |
|
| Guarantee of payment (GOP) (preparing for a stay in hospital) | |
|
| Advance payment | |
|
| Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms | |
|
| Support in organising a “doctor-to-doctor” discussion | |
|
| Assistance in choosing the prescribed medication, comparable preparations and their side effects | |
|
| Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit) | |
|
Additional
assistance (optional)
assistance (optional)
| Special | Exclusive | |
|---|---|---|
| Return travel to the country of residence |
In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
|
In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
|
| Compassionate family visit |
up to €3,000
|
up to €3,000
|
| Delayed return trip |
up to €3,000
|
up to €3,000
|
| Getting hold of and shipping vital medication | |
|
| Return transport or care for children | |
|
| Help with psychological problems possibly caused by the stay abroad |
Psychological and therapeutic help by phone Up to five calls
|
Psychological and therapeutic help by phone Up to five calls
|
| Return of mortal remains |
up to €10,000
|
up to €10,000
|
| Document storage (safe custody, help in getting replacements) |
up to €10,000
|
up to €10,000
|
| Organizing help if you have legal difficulties | |
|
| Arranging intercultural training (ex: information on local culture) | |
|
| Arrangement of a relocation service | |
|